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Benjamin Graham

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The volume of credit depends upon three factors: the desire to borrow, the ability to lend and the desire to lend.
--
Part III, Chapter XIII, The Reservoir Plan and Credit Control, p. 154

 
Benjamin Graham

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And if you lend to those from whom you expect repayment, what credit is that to you? Even sinners lend to sinners, expecting to be repaid in full. But love your enemies, do good to them, and lend to them without expecting to get anything back.

 
Jesus Christ
 

Voluntary taxation, far from impairing the "State's" credit, would strengthen it. In the first place, the simplification of its functions would greatly reduce, and perhaps entirely abolish, its need to borrow, and the power to borrow is generally inversely proportional to the steadiness of the need. It is usually the inveterate borrower who lacks credit. In the second place, the power of the State to repudiate, and still continue its business, is dependent upon its power of compulsory taxation. It knows that, when it can no longer borrow, it can at least tax its citizens up to the limit of revolution. In the third place, the State is trusted, not because it is over and above individuals, but because the lender presumes that it desires to maintain its credit and will therefore pay its debts. This desire for credit will be stronger in a "State" supported by voluntary taxation than in the State which enforces taxation.

 
Benjamin Tucker
 

Lend, lend your wings! I mount! I fly!
O grave! where is thy victory?
O death! where is thy sting?

 
Alexander Pope
 

The human species, according to the best theory I can form of it, is composed of two distinct races, the men who borrow and the men who lend.

 
Charles Lamb
 

Acquaintance, n. A person whom we know well enough to borrow from, but not well enough to lend to. A degree of friendship called slight when its object is poor or obscure, and intimate when he is rich or famous

 
Ambrose Bierce
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