It is better to have a plain, substantial building, with no extravagance about it, but without a debt, than to have the most splendid specimen of Gothic architecture that is overlaid by a mortgage.
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P. 151.William Mackergo Taylor
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A bicycle shed is a building; Lincoln Cathedral is a piece of architecture. Nearly everything that encloses space on a scale sufficient for a human being to move in is a building; the term architecture applies only to buildings designed with a view to aesthetic appeal.
Nikolaus Pevsner
Schinkel had asserted that architecture should be the expression of an idea, and, that insofar as it represented a transcendence of the intellectual over purely material considerations, the Gothic style was the best example of an architectural expression of ideas. Yet, as it happened over the next several generations Gothic was capable of expressing a variety of ideas, often contradictory. It could, for example, express the ultimate victory of spirit over matter, an architectural system "organically" related to nature, or the most logical and efficient use of masonry. It was both the visible expression of the Germanic soul and an ideal vehicle for Catholic worship. If similar forms could express such a variety of ideas, was it also possible that a variety of forms could express similar ideas? That meaning was not intrinsic in the forms but rather attached to them by tacit agreement and confirmed by the specific context? Although it is true that the Gothic Monument to the Wars of Liberation was in a "national" style while the Museum dedicated to universal cultural history was in a timeless "international" style, there is also the particular location of each building to consider: a suburban hilltop for the former and the center of the city with its monumental classical buildings for the latter. Schinkel approached each particular problem on its own terms, and this freedom from a self-consistent but doctrinaire method contributed to his success as a practicing architect even if it makes it difficult to reconstruct his "theory of architecture."
Karl Friedrich Schinkel
A decline in the national housing price level would need to be substantial to trigger a significant rise in foreclosures, because the vast majority of homeowners have built up substantial equity in their homes despite large mortgage-market financed withdrawals of home equity in recent years.
Alan Greenspan
Reckless people have deluded themselves that this was a subprime crisis. But we have problems with credit-card debt, student-loan debt, auto loans, commercial real estate loans, home-equity loans, corporate debt and loans that financed leveraged buyouts... We have a subprime financial system, not a subprime mortgage market.
Nouriel Roubini
First in point of time and interest comes the mortgage debt, i.e. the claim for the return of money lent on the security of some tangible object. Such claims are among the earliest fruits of a commercial civilization, and are nearly always affected the same way, viz. by the deposit or pledge of the security with the creditor, to be redeemed or returned on the payment of the debt.
Edward Jenks
Taylor, William Mackergo
Taylor, Zachary
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